Hey. Wow. I got yet another "pre-approved" credit card offer in the mail today. This one is for a gold Mastercard from First Primier Bank in that bustling metropolis of Sioux Falls, South Dakota. Not only am I pre-approved for a coveted unsecured credit card, I get the attractive rate of 9.9% Fixed APR. OK, now on to the fine print...........

Seems that to get this card, I get to pay the following fees:
Program fee - $95
Account Set Up fee - $29
Annual fee - $48
Participation fee - $72 billed at $6 per month

Fucknozzles.